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3/26/24 – Reintroducing Personal Financial Literacy

Reintroducing Personal Financial Literacy March 21, 2024 | dpi.wi.gov Credit: Image by Gerd Altmann from Pixabay Wisconsin is known as a leader in establishing PFL standards, and the state led the […]

3/26/24 – POLITICO’s ‘Building Toward Financial Literacy for All’ event: 5 takeaways

POLITICO’s ‘Building Toward Financial Literacy for All’ event: 5 takeaways March 21, 2024 | politico.com    Credit: Rod Lamkey for POLITICO   Lawmakers and experts pushed for financial literacy education […]

3/19/2024 – New Program Aims to Increase Financial Literacy on Campus

New Program Aims to Increase Financial Literacy on Campus March 13, 2024 | loyolaphoenix.com   Credit: Image by Oleg Mityukhin from Pixabay Financial Literacy and Well-Being, a new finance program at […]

3/19/2024 – K-12 Financial Education Has Grown Stronger

K-12 Financial Education Has Grown Stronger March 10, 2024 | investmentnews.com  Credit: Image by Rilson S. Avelar from Pixabay A wave of legislative changes has driven an increase in financial literacy […]

3/12/24 – Southridge High School Senior Advocates for Financial Literacy

Southridge High School Senior Advocates for Financial Literacy March 7, 2024 | nbcrightnow.com Credit: Image by John Hain from Pixabay KENNEWICK, Wash.- A Southridge High School Senior advocates for financial literacy […]

3/12/24 – Financial Literacy Classes Growing in High Schools With Middle School The Next Target

Financial Literacy Classes Growing in High Schools With Middle School The Next Target   Credit: Image by David from Pixabay (The Hill) — Personal finance classes have become a requirement for […]

3/5/24 – Smart Economics: Economics for Middle School

Smart Economics: Economics for Middle School 2024 | jumpstartclearinghouse.org   Credit: From the website – https://jumpstartclearinghouse.org/ This free digital course sponsored by the MassMutual Foundation program empowers students to analyze the […]

Thank You – NJCFE Twitter

NJCFE was happy to table with fellow @NJEA partners at the @MercerCollege Faculty Union Member Benefits Fair! Thank you to all the organizers and faculty who stopped by.

3/5/24 – Greenlight for Classrooms K-12 Personal Finance Library

Greenlight for Classrooms K-12 Personal Finance Library 2024 | jumpstartclearinghouse.org  Credit: https://jumpstartclearinghouse.org/ A free web-based library of K-12 lesson plans featuring animated videos, discussion topics, vocabulary, activities, and quizzes covering national […]

3/5/24 – Governor Murphy Highlights Record School Funding Increase in Fiscal Year 2025 Proposed Budget Plan

Governor Murphy Highlights Record School Funding Increase in Fiscal Year 2025 Proposed Budget Plan February 29, 2024 | nj.gov   Photo Credit: Gov. Phil Murphy (Edwin J. Torres/ Governor’s Office) […]

2/27/24 – More Than Half of Millennials Say They Are Living Paycheck to Paycheck.

More Than Half of Millennials Say They Are Living Paycheck to Paycheck. 2024 | foolprooffoundation.org    Credit: from website www.foolprooffoundation.org   Today’s Financial Literacy Education Doesn’t Work. It doesn’t work because […]

2/27/24 – How Teens Can Set Themselves Up for Financial Success

How Teens Can Set Themselves Up for Financial Success February 22, 2024 | northcountrypublicradio.org   Credit: image by Sasin Tipchai from Pixabay Merino and Ton talk about how they manage their […]

2/20/24 – Institute for Financial Literacy and Economics Education at New Jersey City University

Institute for Financial Literacy and Economics Education at New Jersey City University 2024 | councilforeconed.org     Credit: Official Logo – Council for economic Education Supporting Teachers to Transform Lives […]

2/20/24 – Reach Your Financial Goals One Sat a Time

Reach Your Financial Goals One Sat a Time 2024 | njfinlit.enrich.org Credit: NJ Division of Taxation website https://www.nj.gov/treasury/taxation/ Join Enrich, a personal finance program provided by New Jersey Department of […]

2/13/24 – Teachers Still in Short Supply Despite DOE Efforts to Repopulate Classrooms

Teachers Still in Short Supply Despite DOE Efforts to Repopulate Classrooms February 8, 2024 | njspotlightnews.org Credit: Image by Gerd Altmann from Pixabay   The shortage of teachers and other […]

2/13/24 – Timing and Frequency of Financial Education and Positive Financial Behaviors

Timing and Frequency of Financial Education and Positive Financial Behaviors 2024 | openjournals.libs.uga.edu Credit: Image by Gerd Altmann from Pixabay The association between timing and frequency of financial education and […]

2/6/24 – Do You Have Missing Money? Millions Do. The State Is Making it Easy to Find Out — and Get it Back

Do You Have Missing Money? Millions Do. The State Is Making it Easy to Find Out — and Get it Back February 4, 2024 | roi-nj.com Credit: Image by Gerd Altmann […]

2/6/2024 – FOUR TIPS TO GET YOUR FINANCIAL WELLNESS IN SHAPE

FOUR TIPS TO GET YOUR FINANCIAL WELLNESS IN SHAPE February 2, 204 | news.prudential.com Credit: Image by Kaja Gierschek from Pixabay Eating better. Exercising more. So many of our plans at […]

Articles

Videos

Financial Literacy for Kids: What parents need to know

February 12, 2021 | USA Today

Financial literacy might seem like a daunting topic, but it’s important for adults and kids alike to be able to manage their money, understand their financial status and plan for the future.

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Black American Finances and Savings in a COVID Era

January 13, 2021 | www.consumerfed.org

America Saves, a program of the Consumer Federation of America (CFA), released a new study – Black American Finances and Savings in a COVID Era – that utilizes new data from the Federal Reserve Board’s latest Survey of Consumer Finances (SCF) and from a recent survey of 1,003 representative Black Americans commissioned by America Saves

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Experian 2020 Consumer Credit Review

January 4, 2021 | www.experian.com

As Americans entered 2020, the economy—as measured by consumer confidence, spending and stock market performance—was thriving. Two months into the year, however, the nation was struck by the COVID-19 crisis, and the economy slid into territory not seen since the Great Recession. The coronavirus pandemic and resulting stay-at-home orders and other restrictions led to record unemployment, a plunging stock market, economic uncertainty and thousands of business closures throughout the U.S. Despite those challenges, and perhaps partly due to relief measures enacted to combat the economic impact of the crisis, some consumers have seen certain aspects of their finances improve since the onset of the pandemic. The national average FICO® Score  increased by seven points this year—the largest annual improvement in at least a decade.

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Credit Abuse Resistance Education (CARE)

jumpstartclearing.org
CREDIT ABUSE RESISTANCE EDUCATION is a 501(c)(3) nonprofit that provides a guest speaker program of bankruptcy and financial services professionals to discuss use of credit and fundamentals of financial literacy. Attorneys, judges, clerks, financial planners, and accountants share real-life stories about the consequences of poor money management and credit card abuse.
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Brush Up on Budgeting

Jumpstartclearing.org
BRUSH UP ON BUDGETING is a presentation that teaches students to actively consider their spending habits and to differentiate between needs and wants. It encourages them to save money and track income and expenses through the use of a budget. Educator resources include worksheets, group discussion lesson plans, a budgeting example sheet, and a guest speaker program.
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Proposed Federal Banking Rule Would Unleash Predatory Lending In All 50 States

September 4, 2020 | consumerfed.org
Washington D.C. – Yesterday,  (9/4) the Consumer Federation of America joined numerous advocacy organizations from across the country in submitting comment letters in vigorous opposition to a proposed rule from the Office of the Comptroller of the Currency (OCC).  This proposed rule would encourage the spread of predatory loans by gutting the “true lender” doctrine that courts use to detect usury evasions, gravely undermining state interest rate caps created to protect residents from high-cost loans. The OCC proposal would facilitate harmful, predatory “rent-a-bank” schemes where a non-bank lender launders its loan through a bank, which is exempt from state rate caps, in order to charge interest rates in excess of what a state legally allows a non-bank to charge. CFA urged the OCC to withdraw its proposal in individual comments and in a separate joint comment letter with 12 consumer and civil rights groups. CFA also joined a shorter comment letter submitted by more than 100 community based organizations across the nation.
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Amid COVID Crisis, NJ Schools See Stable State Funding

August 26, 2020 | njspotlight.com
For all the chaos schools have gone through over the last six months, the 180-degree turn in how they operate and educate and all the questions that come with it, New Jersey’s school districts have at least one constant: their state funding. Gov. Phil Murphy on Tuesday (8/25) presented a $32.4 billion state budget for October through the end of June 2021 that for schools will mean the year ends much as it started, with state aid unchanged from 2019-2020 levels and most programs left intact.
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We Need to Teach Personal Finance Classes Starting in Middle School If We Want Kids to Have a Stable Future


August 13, 2020 | businesinsider.com
At the start of the coronavirus shutdowns in March, many Americans had no savings to fall back on. Do people deserve to be paid more? Absolutely. But no amount of income is going to teach people to become savvy budgeters and savers, skills which are critical to developing a secure financial future.
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To Start Closing the Black Wealth Gap, Teach Personal Finance to High School Students

July 31, 2020 | usatoday.com
While American leaders cannot erase history or undo the racial inequality that Black Americans have faced, they certainly can and should accept responsibility to create and promote new policies that interrupt and ease these injustices.
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Charles Schwab Financial Literacy Survey Exposes Grave Impact of Lack of Financial Education During COVID-19


August 17, 2020 | daily-journal.com
As COVID-19 has extended beyond a health crisis into an economic crisis as well, it has exposed how financially vulnerable many Americans are. Half of all Americans (50%) would experience financial hardship if they had to cover an emergency expense of $1,000 or less in the next 30 days, according to a new Charles Schwab Financial Literacy Survey conducted by The Harris Poll.
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Don’t ‘Slip on the Surf’: A Credit Expert Shares His Biggest Credit Card Regret—and His Advice on How to Avoid It

CNBC Select spoke with Rod Griffin, director of public education and advocacy at Experian, about the credit mistake to avoid when you’re young.
August 17, 2020 | cnbc.com

No one is born with a complete understanding of how personal finance works. But a little financial education can go a long way, and you can learn a lot by talking with experts, especially when they’re willing to share the mistakes they made when they first started using a credit card.
Read more 

Careers for Numbers People

www.learnhowtobecome.org
Many rewarding careers today involve numbers. Numbers may not be the central focus of these professions, but they can serve as critical building blocks of a larger and more meaningful whole. Mechanical engineers, for example, work with numbers for the design and production of all types of simple and complex machines. Actuaries use numbers to calculate and assess the consequences of financial risk. And economists analyze and interpret quantitative data to discern macro- and micro-economic patterns. If you enjoy working with numbers, whether crunching them constantly or calculating occasionally, a wide range of careers out there give you the chance to nurture your numerical need.

A Guide for Online Master’s Degree in Finance

www.affordablecollegesonline.org
Since there are so many options on where to obtain a master’s degree in finance online, it can be overwhelming to view the full list. That’s where this handy search tool comes in. Students can narrow down the choices by location, degree level, school type, tuition rates and even student population. Use it to create a “short list” of schools.

A Student’s Guide to Online Finance Degrees

www.affordablecollegesonline.org
This guide contains research material from higher education and subject-matter experts, which includes a breakdown of online programs in finance at top U.S. colleges and universities. It also provides a comprehensive guide to the educational opportunities in the field, which outlines degree options, levels, requirements and more.

How to Spot, Avoid and Report Fake Check Scams

January, 2020 | www.consumer.ftc.gov
The FTC shares the key items to know about Check Scams:

The Piggy Book

www.mypiggybook.com
The Piggy Book is a great new way for kids to build financial skills, learn to value money, and save up for something special. Just as a piggy bank allows you to collect your change, The Piggy Book is where kids can save up paper money, and sell all the money they’ve saved on display! The Piggy Book can be a great first step in helping kids understand the value of money and what it takes to save it up and spend it wisely.

EverFi – the digital learning platform for critical life skills

EverFi is the leading educational technology company focused on teaching, assessing and certifying students in critical life skills. Our flagship product called, “EverFi” focuses on high school level personal finance topics such as; savings, banking, credit cards/score, financing higher education, investing and much more.  However, our programs don’t stop with high school, we have financial literacy platforms that are age appropriate for elementary, college and adult level learners as well.   EverFi’s learning platforms utilize robust assessments, gaming techniques, cutting edge technology, and 3-D environments that allow students to learn in an immersive, engaging and fail-safe environment.  What’s the best part about these platforms? They’re free!  If you’d like to learn more about how to bring these programs to your school at no cost please don’t hesitate to contact Andrew Porter.

Did You Know?

Social scientist Arthur C. Brooks penned an Op-Ed in theWall Street Journal where he recalled now-famous 1972 Stanford psychologist Walter Mischel, conductor of an ingenious experiment.  He placed a marshmallow in front of young children and told them if they wait fifteen minutes before eating the marshmallow they would receive a second one as a reward.  Thus, for the investment of fifteen minutes they could have two marshmallows instead of one.  About two thirds of the children failed the experiment as they desired immediate gratification and gobbled up the single marshmallow right away.  What are we doing to teach our children to delay gratification and save?

2019 Consumer Financial Literacy Survey

www.nfcc.org

Ever since 2007, the National Foundation for Credit Counseling (NFCC) has surveyed Americans about their knowledge as it relates to financial literacy, as well as how they put that knowledge into practice when it comes to retirement, savings, credit card debt, student loan debt and more. The 2019 Consumer Financial Literacy Survey was conducted online within the United States by Harris Poll in March 2019 among 2,017 U.S. adults ages 18+ on behalf of the NFCC. The NFCC’s Financial Literacy Survey provides an overview of financial literacy statistics in the U.S.

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Teaching Kids the Value of Money

sas.rutgers.edu
Financial experts say parents and caregivers should absolutely not avoid the topic of teaching children the value of money. If taught properly, it will promote responsibility and empower the management of their own money in the future.

Landmark Research Links Kids Bright Financial Future to Los Angeles Rabbit

www.itsahabit.com
Over the last ten years It’s a Habit founder Sam X Renick and Sammy Rabbit have delivered their dynamic brand of financial education to more than 250,000 students, parents and teachers in 35 states and 7 countries.

NJCFE Financial Literacy Boot Camp Presentation

www.njaes.rutgers.edu

NJCFE Financial Capability Upgrade Series

The webinar will begin with a discussion of the importance of saving money, types of savings, reasons to save, and why people don’t save. It will also describe the process of financial goal-setting with SMART goals to determine how much periodic savings is needed to reach a financial objective such as saving $10,000 for a car. These topics will be introduced through a Savings Coat of Arms activity and webinar chat discussion. The remainder of the webinar will describe 15 specific ways to save money and ways to reduce expenses to “find” money to save. The webinar will conclude with a discussion of online resources about saving money including motivational programs and online worksheets and calculators to determine savings accumulations over time and the savings required to reach personal financial goals. The webinar will be hosted by Dr. Barbara O’Neill, Specialist in Financial Resource Management, Rutgers Cooperative Extension.

20+ Resources for Teaching Money and Financial Mathematics

June 13, 2019 | www.teachstarter.com

Buying essentials, getting a paycheck, paying bills, saving and spending – imagine how hard this would be if you didn’t understand money! Without a solid understanding of money and financial literacy, our students would struggle in the real world. Like many math concepts, this is integral for children to understand in order to successfully participate in society.

Child Trends

www.childtrends.org
Child Trends is a nonprofit, nonpartisan research center that provides valuable information and insights on the well-being of children and youth. For more than 30 years, policymakers, funders, educators and service providers in the U.S. and around the world have relied on our data and analyses to improve policies and programs serving children and youth. Our team of experts brings together a range of educational, work, policy and cultural experiences to provide cutting-edge research on issues affecting children from birth to early adulthood. Our work is supported by foundations; federal, state and local government agencies; and by nonprofit organizations.

Kids Count

www.aecf.org/work/kids-count
The Annie E. Casey Foundation is devoted to developing a brighter future for millions of children at risk of poor educational, economic, social and health outcomes. Our work focuses on strengthening families, building stronger communities and ensuring access to opportunity because children need all three to succeed. We advance research and solutions to overcome the barriers to success, help communities demonstrate what works and influence decision-makers to invest in strategies based on solid evidence.

Advocates for Children of New Jersey

www.acnj.org
Advocates for Children of New Jersey (ACNJ) works with local, state and federal leaders to identify and implement changes that will benefit New Jersey’s children. Our work results in better laws and policies, more effective funding and stronger services for children and families. This means more children are given the chance to grow up safe, healthy and educated.

Interested in a Accounting Degree?

www.accountingdegreesonline.org
At Accounting Degrees Online, we have researched thousands of different accounting degrees, from Associates and Bachelors to Masters and terminal Doctorate degrees in Accounting. We have provided detail on the different types of accounting specialties (there are over 30), and in our database we have included over 9,000 accounting degree programs online and at campuses at different colleges around the United States.

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Sammy Rabbit Creator Teaching Financial Literacy to Kids

Money Smart Week