Dear NJCFE Members
NJCFE and NJSaves have had funds granted for the 2015 NJSaves Campaign. After receiving a record 57 America Saves Week Proposals, NJSaves has been granted nearly $1000 in support!
Dear Jump$tart National Partners and Friends,
On the Jump$tart website, just under Announcements and Important Resources, we’ve added a box to highlight Jump$tart national partners. Every time you visit the website or refresh the page, a new partner will appear in the box in a random rotation.
We’re pleased to have this small but meaningful opportunity to recognize and call attention to the great efforts of our national partners.
Thank you for all that you do!
Dear NJCFE Members:
We are very pleased to announce that effective October 31st, we will change our trade name from Novadebt to Navicore Solutions.
While our name has changed, our mission remains the same. There have been no changes to our management or staff, our contact information, our organizational status or our existing programs and services. Our current operating structure will remain the same, as will the level of dedicated service and collaboration our partners and friends have depended on since 1991.
Our official corporate name, Garden State Consumer Credit Counseling, Inc. will remain intact; however, Navicore Solutions will serve as the trade name and brand for the organization and our programs and services going forward.
Helping people navigate life’s challenges is at the core of everything we do. Navicore Solutions clearly conveys our mission and also reflects the expansion of our compassionate counseling solutions beyond financial guidance to include programs in the areas of health and wellness and family services.
We are proud to share the Navicore Solutions logo below, which symbolizes the accomplishment our clients express when they reach their goals. As a nonprofit organization, it means everything to us when we help a client become debt-free, remain in their home and in many cases, simply take that important first step toward financial stability. It’s why our counselors and staff are so passionate about their work and the individuals and families we serve every day.
We look forward to continuing our work together. Our hope is that you share our excitement as we continue to diversify our program and service offering in order to help more individuals and families across the country. If you have any questions, please don’t hesitate to let us know.
Junior Achievement of NJ President Catherine Milone Receives Junior Achievement USA’s Most Prestigious Honor
Catherine Milone, President of Junior Achievement of New Jersey (JANJ), recently received the 2014 Charles R. Hook Award at the annual Junior Achievement USA(r) National Leadership Conference in Pittsburgh. Selected each year from 115 JA Area presidents, the Charles R. Hook award is presented to the JA Area president whose professionalism and performance has promoted the growth and development of JA through one of its local operations in the United States.
“The competition for this coveted award is intense as it is symbolic of having achieved the pinnacle of professionalism and performance in the organization,” said Jack E. Kosakowski, President and CEO, Junior Achievement USA. “Having known and worked with Catherine for many years, I can attest to the fact that she is a worthy recipient of this honor.”
JANJ delivers K-12 financial education programs that empower young people to own their economic success. Since becoming president in 2004, Milone has led the organization through a decade of success, including increasing the number of students the program has reached in the past 10 years by 230 percent, from just over 15,000 students in 2004 to more than 50,000 students in 2014.
Most recently, Milone helped launch JA BizTown, the newest no-cost initiative of JANJ designed to help fifth- and sixth-grade students meet state standards in social studies, mathematics and English by combining an extensive in-classroom curriculum with a simulated community where students practice their newly acquired entrepreneurial, business management and budgeting skills.
Under Milone’s leadership, JANJ has earned a host of awards and recognitions, including being named a seven-time winner of the JA USA Summit Award for organizational soundness. In 2013, Milone received the Muriel E. Siebert Financial Literacy Partnership of the Year Award in recognition of her contribution to educating young people in the field of financial literacy.NJBIZ named Milone as one of New Jersey’s Best 50 Women in Business for 2014, and she was also named among the “25 Women to Watch” for 2014 by South Jersey Biz Magazine.
“Having had the privilege to work with excellent leaders over the years, I wholeheartedly believe Catherine’s professionalism and performance, as well as her unwavering dedication to the core values and ideals of Junior Achievement, make her most deserving of this honor,” said Dino Robusto, chairman of JANJ’s Board of Directors and Executive Vice President, The Chubb Corporation. “Together with the high-performing team she has built, I am confident that Catherine will lead JANJ to even greater levels of success in the coming years.”
NJCFE Grants Liaison and Board of Director member Barbara O’Neill hosted a Financial Education Boot Camp on July 30 that focused on financial education for educators, providing counseling and materials for use in the classroom and the community. Gary Diggs, NJDOE Education Program Specialist and a regular speaker at NJCFE meetings, began the day thanking Affinity Credit Union, who sponsored the meeting space at the Raritan Valley Community College, and other sponsors such as the NJCFE and New Jersey Council for Economic Education for not only making the event a reality but contributing to the success of the event. Mr. Diggs provided the introduction for Dr. Barbara O’Neill.
Dr. O’Neill’s presentation titled, Financial Education Boot Camp 2014: Creating Financially Capable Students, focused on how to prepare students for the rigors of finance they will face later in life. The presentation began focusing on the need for educators to be financially educated, so that students can be educated. While most teachers have a concrete understanding of finance, most are not formally trained and are still uncomfortable with certain subject matter. Click here to read more!
THE SOCIETY FOR FINANCIAL EDUCATION AND
PROFESSIONAL DEVELOPMENT, INC.
WHAT WE DO:
Based in Arlington, Va., the mission of theSociety for Financial Education and Professional Development, Inc.(SFEPD) is to enhance the level of financial and economic literacy of individuals and households in the United States. SFEPD is a nationally recognized financial literacy and professional development organization.
WHAT WE OFFER:
Mind Over Money Skills Financial Literacy Program
“Mind Over Money Skills,” is a series of financial literacy seminars, presented to college and university students. The seminars expose individuals to the fundamentals and strategies of personal financial management. Each curriculum/seminar is unique in that it is culturally relevant and focuses on topics and factors that individuals experience in everyday life. The goal of the financial literacy program is to enable individuals to make informed decisions during their lifetime regarding:
- risk management
In the “Personal Money Management” and “Credit Management” seminars—included in the “Mind Over Money Skills” financial literacy program—the topics range from the issues individuals face daily: credit, banking, budgeting, saving, investing, and insurance; to those that they must plan for in the coming years: homeownership, retirement planning, and estate planning.
Community Seminars and Workshops
SFEPD offers face-to-face personal financial education seminars and workshops to individuals of low-to-moderate incomes who live in communities located in several states. Individuals who attend the seminars and workshops are exposed to the practical application of personal financial management concepts.
Financial Success Quarterly Newsletter
The quarterly newsletter provides articles that cover a wide variety of financial planning topics, such as: establishing financial goals and following economic trends; to retirement planning and investments. The newsletter is downloadable from the organization web site—www.sfepd.org.
Annual Financial Literacy Leadership Conference
This professional development conference serves as a forum for financial educators and other professionals to come together to increase their knowledge, establish new partnerships, and develop strategies and networks, in order to increase the financial literacy of Americans. Financial educators, policymakers and researchers recognize the professional development conference as a venue of choice.
Seventh Annual Financial Literacy Leadership Conference
SFEPD will host the Seventh Annual Financial Literacy Leadership Conference on September 29-30, 2014, at the Hilton Crystal City at Washington Reagan National Airport. The conference theme is “Financial Literacy: Research, Techniques, and Initiatives" and will offer attendees the opportunity to hear guest speakers and key panelists, as well as to present their own perspectives and interests regarding effective financial education delivery. Interested parties can register atwww.sfepd.org.
WHAT WE NEED:
To ensure the accomplishment of its mission, SFEPD seeks partners to expand its programs to corporate, government institutions, and underserved groups. In addition, sponsorship of the annual conference is a sure way to increase awareness of your organization and commitment to financial literacy. Organizations can sponsor a specific general session, a workshop, a break, or the luncheon.
Theodore R. Daniels
President and CEO
Vice President, Program Management
The Society for Financial Education and Professional Development, Inc.
2120 Washington Blvd.
Arlington, VA 22204
In February, we wrote to tell you about some upcoming changes to the services we provide at Social Security offices across the country. That letter notified you that, after consultation with stakeholders and feedback from agency colleagues, we changed the initial date of implementation from February 1, 2014 to October 1, 2014 to help the public adjust to this change and to allow additional time to conduct outreach and provide education to our customers on the alternate, more convenient services that we offer.
Now, to ensure there are no detrimental consequences to those we serve, we have decided to continue to provide benefit verification letters in our field offices until further notice.
We believe that agencies with existing data exchanges with us should not disadvantage members of the public by needlessly sending them into our offices when they have the information readily available, and we further believe that the public will find the convenience of obtaining the information online much easier and faster than making the trip to an office.
We realize, however, that change does not come quickly or easily. Therefore, we will continue to conduct and expand our outreach and education with the public, as well as with our Federal, State, Tribal, and local partners, while continuing to provide our customers the information they need. This will enable everyone to get more accustomed to using our online tools and data exchanges. We will revisit implementation of this change periodically as we assess the impact of our outreach activities.
For security and privacy reasons, we will move forward with our plans to eliminate the issuance of Social Security number printouts in our field offices effective August 1, 2014.
Click here to see Deb Figart the NJCFE Vice Chair’s article recently published in the International Journal of Pluralism and Economics Education!
The New Jersey Coalition for Financial Education (NJCFE) Vice Chair
Deborah Figart recently co-authored with Susan Niemiec, compliance
manager for Novadebt, Garden State Consumer Credit Counseling,
poignant editorial on student loans featured in the Star-Ledger. The
editorial highlights the rising rate of debt resulting from student
loans and takes a proactive stance in alleviating student loan debt
through debt management and financial education. To read the full
article click here